WD Schutte is an associate professor at the Centre for Business Mathematics and Informatics a North-West University, South Africa. He began his career at Absa Bank Limited (South Africa) in 2005 after the completion of his Master’s degree in Quantitative Risk Management. He completed his PhD in Mathematical Statistics at the North-West University in 2014, and is responsible for the supervision of post-graduate students and the lecturing of post-graduate courses in Quantitative Risk Management at the Centre for Business Mathematics and Informatics. He is also actively involved in applied research projects conducted at several major financial institutions in South Africa. His research is focussed on applied statistics in Credit- and Operational risk.