In recent years, after the global financial crisis, the issue of credit risk management has received increased attention from international regulators. Credit risk management frameworks are often not sufficiently integrated within the organization, there is no unified approach, and there is no holistic view of all risks. Likewise, where they exist, sound risk management practices have helped institutions to weather financial crises better than others. Therefore, the current study aimed to examine the determinants of credit risk management and their relationship with the performance of commercial banks in Nepal. It also examines the mediating role of credit risk management on the performance of commercial banks in Nepal. The results indicate that there is a positive relationship between environmental risk and credit risk management. It is also found that credit appraisal measurements have a significant effect on credit risk management. The results reveal that market risk analysis has a significant effect on credit risk management. The results show that credit risk management mediates the relationship between environmental risk, credit appraisal measurements, market risk analysis, and the performance of commercial banks. Therefore, managers should strive to impart risk prevention and control mechanisms to reduce credit risk and achieve good financial performance.
This study investigates the role of corporate governance structures as mediators between external supervision, credit appraisal measurement, capital adequacy, and the performance of commercial banks in Nepal. This research sheds light on the significance of effective corporate governance practices within Nepali commercial banks and how certain governance mechanisms may impact bank performance. A quantitative research design was employed, using data from commercial banks in Nepal for this study. Surveys were utilized to collect quantitative data. Structural equation modeling was used as a primary tool to assess the data. The findings add to existing literature about corporate governance and its effects on bank performance in emerging economies such as Nepal. The study’s findings offer valuable insights into the significance of corporate governance structures, external supervision, credit appraisal measurement systems, and capital adequacy for commercial banks’ performance in Nepal. The research methodology adds value to the existing literature using quantitative data collection methods. Its results may have practical ramifications for banks, regulators, and policymakers, suggesting effective governance practices as essential measures for increasing stability and performance at commercial banks.
1 February 2024 in Pamukkale Üniversitesi İşletme Araştırmaları Dergisi
Industrialization of the global market has brought about an organized approach to managing an organization that has experienced significant expansion. This has given the leadership of the company the insight to focus on sustainable growth and evolution that is sustainable while upholding control over internal procedures. Sustainability in leadership is an essential component of sustainable growth. In order to ensure sustainable development, board diversity has a significant effect on internal control and sustainable leadership. The current study consequently intended to investigate how sustainable leadership mediating affected the relationship between board diversity and the internal control prospect of Nepal. The quantitative data was gathered from 162 respondents from different corporate enterprises using a self-administered questionnaire. Partial least squares structural equation modeling (PLS-SEM) was used to analyze survey data. The findings indicate that internal control and board diversity are positively correlated. The result demonstrates that internal control is significantly impacted by sustainable leadership. The relationship between board diversity and internal control is mediated by sustainable leadership. According to the outcome, the purpose of accomplishing more ambitious future goals at an increased pace of sustainable growth, business entities should concentrate on sustainable leadership.
7 January 2025 in Journal of Tourism, Leisure and Hospitality
Tourism spread across all over the globe because of easy global access. Along with it, tourism also expanding. Then, a tourism-based economy focuses on long-term and sustainable tourism growth. As trustworthiness evolved, it optimizes tourist satisfaction, which helps to increase tourist flow. CTBI also plays a vital role to improve tourist satisfaction and grow the economy. The CTBI structures connect tourism-related services to increase trustworthiness, which enhances revenue and stimulates economic growth. The current study CTBI applied as a mediator for effective trustworthiness on tourist satisfaction in Nepal. It also highlights how important credibility is for raising tourist satisfaction. The study selected 150 samples from the tourism sector to get information through the use of surveys, which were examined using PLS-SEM. The results point to a positive correlation between trustworthiness and tourist satisfaction. The results show that CTBI greatly affects tourist satisfaction. The results also suggest that CTBI mediates the relationship between trustworthiness and tourist satisfaction. To ensure that tourists would be satisfied to make CTBI a priority, the tourism industry and government policy-making agencies should collaborate.