The purpose of the work is a comparison of indirect carbon dioxide emissions between the different heat pump types that operate in Polish climate conditions. The analysis embraces air-to-water heat pump, ground-to-water heat pump, water-to-water heat pump and water-to-water heat pump with separating heat exchanger in the selected towns one in each climatic zone in the country. The study starts from determining seasonal coefficient of performance in each location using heating degree days to estimate seasonal heat demand. Seasonal coefficient of performance values enable an assessment which kind of heat pump meets the European Union requirements in every location. Eventually, indirect CO₂ emissions that is caused by electrical energy production, are estimated for every heat pump in each location. Ground-to-water heat pump and water-to-water heat pump satisfy these requirements in each climatic zone in Poland. Air-to-water heat pump would be an energetic and ecological viable on a condition that substantial changes were done in Polish electrical energy mix.