The study examined the effect of board diligence on financial performance of deposit money banks (DMBs) listed on the Nigerian Stock Exchange. Data of the 10 selected DBMs were obtained from their annual financial statements from 2012 to 2018 using an ex post facto research design and purposive sampling technique. The data were analysed using inferential statistics and the hypothesis was tested using Generalised Method of Moment (GMM). It was found that board diligence has significant negative effect on financial performance of Nigerian listed DBMs. As regards the controlled variables, only capital adequacy and firm size were found to positively and significantly influence financial performance. Liquidity ratio was found to have direct but no significant effect on financial performance while nonperforming loan negatively and insignificantly affect financial performance. The study concludes that board diligence reduces financial performance. It is therefore recommended that preference should be given to the quality of board meetings and not the frequency of such meetings; and that issues that have implications on performance should be given utmost attention at board meetings.

The review of the regulations guiding the activities of Deposit Money Banks (DMBs) in Nigeria affected the revenue generated by DMBs, forcing most banks to diversify their sources of revenue to non-interest income. Panel data technique was employed to examine the impact of non-interest income on DMBs performance in Nigeria from 2012 through 2019. The empirical finding revealed that noninterest income, capital adequacy ratio, and bank loan positively and significantly impact DMBs’ performance in Nigeria. The study recommends that DMBs delve into non-interest income activities as it appeared to improve the performance of DMBs in Nigeria, and the monetary authority should review the policy guiding the non-interest income activities of the DMBs at regular intervals. How to Cite: Yunusa, L. A., Arikewuyo, K. A., Olowofela, E. O. & Sanyaolu, W. A. (2022). Non-Interest Income and Deposit Money Banks (DMBs) Performance in Nigeria. Signifikan: Jurnal Ilmu Ekonomi, 11(1), 31-42. https://doi.org/10.15408/sjie.v11i1.15469.

The object of the study is the digitalization of enterprises in the field of crop production to increase production efficiency. The problem of assessing the level of digitalization of enterprises in the crop industry and the effectiveness of implementing an industry-specific regional digital platform has been solved. The results of the study were obtained: – the analysis showed the absence of companies with an active level of digitalization, while a third (29%) have a stagnant level; – the implementation of the digital platform provides a return on investment of 25.2%; – a positive dependence of the revenue growth potential on the ADA integral score (β1 = 0.327, p = 0.002) was revealed; – the analysis showed a payback period of 0.80 years in a realistic scenario; – in the cost structure for the implementation of the digital platform, the majority (43.2%) is allocated to the technical infrastructure. The results of the study are explained by the use of the ADA model, which allows a comprehensive assessment of the level of digitalization of crop production enterprises, taking into account industry and regional specifics. The specifics of the results obtained are that this paper offers not only an assessment of the current state of digitalization, but also practical recommendations for the implementation of a digital platform adapted to the needs of the region. The practical significance of the study lies in the proposal of a specific methodology for assessing the level of digitalization of crop production enterprises. In addition, the implementation of the digital platform will create a unified information environment for all market participants, reduce costs, optimize production processes and improve interaction between stakeholders. The results of the study can be used by government agencies, agricultural enterprises and developers of digital solutions for agriculture