This study investigates the institutional transformations within Indonesia’s research ecosystem, focusing on the impacts of the National Research and Innovation Agency (BRIN) establishment and the subsequent Work From Office (WFO) policy on the Association of Indonesian Researchers (PPI). The research aims to evaluate these impacts and propose an adaptive institutional revitalization model. Employing a mixed-methods approach, a total of 150 online questionnaires were distributed across 21 regional branches of PPI between February and March 2025. Of these, 87 were completed and valid for analysis, representing a 58% response rate. Findings reveal that the WFO policy has led to a significant decline in member participation, coordination difficulties across regions, and weakened collaboration with local partners such as regional governments and universities. A SWOT analysis of three revitalization options—full agglomeration, bounded agglomeration, and non-BRIN integration—identified a hybrid model as the most adaptive and widely supported alternative (41.5%). This hybrid model combines selective structural efficiency with inclusive membership expansion, aiming to preserve regional identity, enhance collaboration, and strengthen organizational legitimacy. The study offers key insights for developing adaptive governance frameworks rooted in epistemic justice, digital accountability, and cross-sectoral collaboration, applicable to professional organizations navigating decentralization and institutional disruption. The proposed hybrid model serves as a strategic reference for achieving organizational resilience and fostering a more inclusive national innovation ecosystem.

Savings and credit cooperatives support financial inclusion, community-based economic participation, and the social economy in emerging countries, yet their protection mechanisms are often discussed through models designed for commercial banks. This article examines whether bank-based deposit insurance is institutionally suitable for Indonesian savings and credit cooperatives and how alternative protection arrangements can be designed without weakening cooperative governance. Using conceptual institutional analysis and comparative policy analysis, the article combines institutional economics, financial safety net theory, cooperative governance literature, Indonesian regulatory developments, and comparative lessons from European cooperative banking systems, particularly Germany’s Institutional Protection Scheme. The analysis shows that direct transplantation of bank-centric deposit insurance may create institutional mismatch because cooperative members may simultaneously act as owners, savers, borrowers, users, and governance participants. The article develops the Contextualized Cooperative Deposit Protection Design (CC-DPD) framework, integrating external protection with federated risk pooling, tiered eligibility, peer monitoring, early intervention, and governance-aligned incentives. It contributes to debates on institutional resilience, social economy sustainability, and inclusive financial governance by showing that financial safety nets are not institutionally neutral; their effectiveness depends on governance congruence between regulatory design and the organizational logic of the institutions they protect. In this article, cooperative deposit protection refers specifically to protection of member-savings claims rather than cooperative equity or ordinary commercial bank deposits.